hbbf`b``30 ap WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. there's no excuse for this money-grubbing by the Myki corporation. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. The balance transferred when the old card expired. This question is about Synchrony Bank Credit Cards. Done it twice now. Manage another person's myki 2. Unregistered vehicle permit. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Here are some tips to save on fees and interest on a balance transfer. How do balance transfers work? | Barclaycard I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. One may also ask,do pensioners get free train travel in . <>stream Tap Travel Card. Within the phone, go to Settings > System > About phone. I know there's nothing you can do. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. 0000118590 00000 n There must be hundreds of thousands of Myki card balances in this situation, if not millions. How to Transfer a Credit Card Balance to Another Credit Card Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Choose the zones you want to travel in and the number of consecutive travel days you need. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. Do you have any links to the technical specs of the miki? Pick a card that waives the balance transfer fee. -- Lee Huffman, credit card expert at BaldThoughts.com. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. endobj Within the phone, go to Settings > Connected devices. 181 0 obj For example, when your myki Money balance reaches $10, you could top up with $20. endstream If NFC is shown and you can turn it on or off, you have NFC. A quick tutorial to transfer your myki balance between google pays on different android phones. What is the Best No Annual Fee Credit Card? Music:. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. 0000005171 00000 n Save Big With Low-Rate Balance Transfers. The process begins when you submit a balance transfer application. daaab.eth | Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 | Etherscan Just one more benefit you enjoy as a COPFCU member. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." Upon approval, your new card provider might pay your old card provider directly or send a check to you. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. A refund for an international payment card cannot be processed by the PTV call centre. Can someone explain why this isn't possible? Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. If you register your myki, you can set Auto Top Upand manage your myki. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. I called customer service and was advised I needed to go in person to Flinders St station to do it. The easiest option is to call PTV on 1800 800 007. So I had a mobile MyKi with around $6.xx balance on it. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> What is the best low interest credit card? While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. No, you cannot transfer a balance from one Synchrony Bank credit card to another. In addition, it is not any companys responsibility to ensure all questions are answered. Nor does your card expire after 90 days of not getting used. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. It was in my wallet the whole time lol. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. 0000003374 00000 n To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? I need to transfer a balance from one credit card to another credit Cincinnati Police Federal Credit Union Balance Transfers Your first touch on creates a 2 hour fare. You may also receive a letter confirming the balance transfer. 0000004635 00000 n Melbourne commuters to use their phones as a Myki, but only if they're Initiate the balance transfer. This is how I feel when people ask if I can fax them a form. 0000005119 00000 n For instance, your applications for new cards and balance transfers remain subject to approval. How to Transfer a Credit Card Balance to Another Card What is the best balance transfer credit card? Easy, and only required every three years!! Select the card with the best balance transfer offer available to you. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. You may also need to restart your phone after updating the app. What is a Balance Transfer Credit Card? | Discover JavaScript must be enabled to use this site.We're sorry for any inconvenience. For more information, visit the V/Line website. Mobile Myki can be set to Auto Load. 0000005683 00000 n I understand your frustration, especially when it's something that can be done quickly. Yes. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Myki myths 3: credit expires after 90 days - no it doesn't 0000003206 00000 n You need to submit a balance transfer application that is subject to approval. Meticulous in his research, he provides accurate and up-to-date information. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . How do I know if my balance transfer was approved? Then I begrudgingly bought a new Myki card. What is a balance transfer and how does it work? - CreditCards.com FAX?! If you're entitled to these additional benefits, you can access them by using your myki smartcard. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. The unused money remains on the card, losing value as fares increase over the years. endstream According to the Fares and Ticketing Manual (ptv.vic.gov.au) Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> Now you cannot access it on your original device. Step 3: Review Card Offer Terms. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. <> Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. Maintain your L-plate log book. How do I get a refund for my Myki card? - Melbourne Forum A Mobile myki expires after two years. How To Transfer A Credit Card Balance To Another Card. How does credit and credit cards work for students? The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Four reasons a credit-card balance transfer may be a bad idea It lets you set a minimum balance and your myki will automatically top up with the amount you choose. I know it's not possible to do it online. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. My old one is registered and everything with my account but there seems to be no way to import that one in. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . 0000001755 00000 n 0000003014 00000 n Check your old Myki cards - Daniel Bowen If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. Understanding Credit Card Balance Transfers - Investopedia nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. They're talking bullshit. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. This is a requirement of Google. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. Reddit and its partners use cookies and similar technologies to provide you with a better experience. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. No. I realise this is not a life-changer, but there's a principle at stake. What are the best business credit cards for cash back? Most balance transfers with Chase process within a week. Cookie Notice 0000006952 00000 n Edited for typos. You would break even only after a year. From the "I Want To" drop down menu, find "Transfer a Balance.". This could save you money if you're moving the balance to a card with a much lower interest rate. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. @john_miller 03/01/23 This answer was first published on 03/01/23. Get up to 5% cashback in rotating and newly added everyday categories. Can I use Mobile myki on my Android phone? <> Top up your myki In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Transfer a Balance From One Synchrony Bank Card To Another k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. You may be using an older version of Google Wallet. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. Only time I had to was when my original myki was expiring. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. endobj Please note, balance transfer is not instantaneous. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. What is the best credit card for bad credit? Only needed to log on and change auto top-up to new card. These are the eight most commonly purchased myki Passes. It has a 256-day expiry and credit is rolled over if you renew before the expiry. xen0. Posting by mobile so you can find it yourself ;-). We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. How Prepaid Cards Work & Why You might want one? i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Can You Pay Your Taxes With a Credit Card? To use, simply: top-up your card tap on at the start of your journey tap off at the end. Check that NFC is enabled on your phone. The cost would have been deducted from the balance at transfer. Your Mobile myki will now appear in Google Wallet. Myki travel cards 80 million dollars in lost money Victoria news Then I begrudgingly bought a new Myki card. Myki credit, once on your card, does not expire after 90 days of not getting used. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. Press question mark to learn the rest of the keyboard shortcuts. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> I have my most recent card that has $6.54 on it. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Youll need to complete a V/Line Passenger Refund Application Form. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. My Myki was due to expire after three years. 188 0 obj It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. You probably want to transfer a balance to save money not spend more. Im sure Myki could add this capability to their website if they cared to. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. We'll block it and can arrange a refund to your new Mobile myki. What is the best cash advance credit card? If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). 0000012144 00000 n To replace your myki online, you must be requesting the same fare concession type as your original myki. This will allow you to deactivate your Mobile myki. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. 0000002274 00000 n The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. 3. What are the best cash back credit cards for fair credit? How to transfer your credit card balance - Citi.com A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. I realise this is not a life-changer, but there's a principle at stake. Myki - Got Fine for Low Balance - OzBargain Forums On your new phone, download Google Wallet and set it up with your same account details. Yes. All myki smartcards expire after four years. 184 0 obj Balance Transfer Calculator: How Much Can You Save With A Balance This is why I don't keep much money on transport cards. A balance transfer does not happen automatically. You can register your Mobile myki via Register your myki. Opinions expressed here are the authors and/or WalletHub editors'. Online at Public Transport Victoria website . Keep in mind that credit utilization is also affected by individual card balances. 0000117992 00000 n Some trips take longer than two hours because of a transfer between services. Hold the phone still when touching on and off. Do Not Sell or Share My Personal Information. You will need to provide identification to show that you are the registered myki card holder. Balance transfer fees may apply. The only way is to download a form, fill it out, post it in, and wait weeks. You can replace some types of tickets if they are lost or stolen. myki - Public Transport Victoria If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. %PDF-1.5 % Why Melbourne's public transport ticketing system myki may soon be Why do you need to keep swapping cards? But what if the amount is comparable to or less than the postage? That's a lot of free money for Myki, which customers are unlikely to ever claim. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. 2. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Mobile myki is different to an existing myki card. I've had really good experiences with Myki and was an early adopter, but this? If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. Was told a main railway station can move the balance. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. Yes, #Myki cards expire after four years - Daniel Bowen You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. We have this new thing called EMAIL. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. myki Money - Public Transport Victoria <>stream You can only activate a Mobile myki on one device at a time. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Enter your card number and other required information.4 Myki Money QTEM devices can be found at PTV Hub (SouthernCross). PTV does not have any access to any information within the Google Wallet app. You would think they could have done it over the phone. Your original go card will be cancelled immediately and cannot be used for further travel. How Does Mobile Myki Work In Australia? Guide To Ise Myki - Mobile Pokies Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. How long does it take to process a balance transfer from another company? But is it possible to go to a ticket booth and have the person there do it? 0000001606 00000 n Wallethub doesnt charge for this service. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. This will allow you to deactivate your Mobile myki then reactivate it again. Step 4: Analyze Your Top Picks. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. Auto-load is the same as auto top up. A billion fucking dollars.